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Coming Classes

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In addition to our ongoing Kids Biz Club courses at Alderwood and Cordata Elementary Schools, SAVE will be offering business startup courses for residents of Agape House in conjunction with the Lighthouse Mission in Bellingham beginning in January 2020.


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Be a Mentor!

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Join our team of mentors. No experience needed!

Click Here to Volunteer

Help Us Help Kids!

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Our economic future is up to all of us.

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Coming Events

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In addition to our courses, we hold informational programs and fundraising events throughout the year. 

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We Make Learning Fun!

learning fun 200Our course activities include videos, puzzles, team challenges, interviews with local business owners - combined with building a real world business plan and business website. All activities are carefully chosen to be age appropriate and promote student success. 

Business and Economics for Kids

Go!  Dolphins! --  Go! Bobcats! Fall 2019 After-School Enrichment Programs!



Kids Biz Club is an 8-week 16 session course created by SAVENW.org to help local Fifth Graders learn how to start their own business. Topics include creating a business budget, a business plan and a business website.

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This Spring, we had the opportunity to provide this course to students in an After-School Program at Alderwood Elementary School in Bellingham, WA. Each student was provided with a laptop to use during the course, a USB drive to save their work and a course notebook. Then their work began. The first lessons were about business planning concepts: How to choose a business, how to estimate costs, how to set pricing, the difference between a service, a product or a knowledge-based business.

Then we took a day to learn from local business manager, John “Westy” Westerfield, of Yeager’s Sporting Goods. The class explored coming to a net profit, and the differences between owners, managers, and employees. We wish to thank Westy for sharing his knowledge with the class and will be sure to say “Hi,” next time we are in his store.

With a business plan forming we moved on to the technical aspects of website design, beginning with the basics of file management.

While the course has very challenging goals, every student was able to finish their own business website – created from scratch using HTML and CSS. Each student customized their website with unique images, font colors and background colors.

I am all for tax reform that makes it easier and simpler to calculate and pay taxes. I like it a lot when rates are reduced so I can legally pay less in taxes. I don’t mind when loopholes and dodges in the tax system are closed. Think of them as potholes on the road of life. So, what is the problem with the latest tax reform reduction?

There’s a lot of buzz being created by local, state , and national candidates about social and wage equality. They are proposing to establish a “wealth tax.” It is important for people to understand what a wealth tax is.

A wealth tax is a tax or bill which is payable every year on money and tangible or intangible assets of value earned and retained by a person or business. To determine that amount you must add up all of the assets you have; cash accounts, retirement accounts, land, building, stocks, bonds, furniture, jewelry, cars, trucks, antiques; anything that has an established value. Next you must list and add up the total amount of debt (liabilities) you have; loans, credit cards, mortgages, notes; all ongoing financial obligations and the total amount owing on each. Next step is to take the total amount of your assets and subtract the total amount of your liabilitues/debt to determine what your net worth is; this is your wealth factor.

This type of a tax would be due every year based on your wealth factor and would greatly effect everyone's ability to build up the funds needed to retire. Wealth is actually the "nest egg" we all need and desire to have as we live our daily lives and ease into retirement; it is your ability to live an independent lifestyle at the income level which you desire to have for your "golden years."

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